The notebook
A foreign POS app
Naira POS
Knowing who owes you
A notebook and your memory
Often missing — built for card markets
Credit ledger per customer, always current
Taking a transfer payment
Check your phone, hope it landed
Card-first, transfer is an afterthought
Cash, card, transfer and credit on one sale
Cost of running it
Free, until a page goes missing
Monthly fee plus a cut of each sale
One flat monthly fee, no commission
Getting started
Already started
Weeks of configuration
Set up and trained in about a day